Insurance Agency in Howell, MI • (517) 546-0140

Four Questions to Ask Tree Service Companies | Homeowner’s Insurance

1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim.
2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris.
3) Are you familiar with my tree? Good to know what is going on and maybe you’re going to have more problems due to a certain type of disease or bugs.
4) What type of equipment do you have? Harnesses, bucket truck, hard hats, and newer equipment that can carry the debris without damage to your lawn.

We are also asked about whether or not a neighbor’s tree that falls on your property is the neighbor’s responsibility. The answer is based on “Negligence”. If a tree that is healthy falls due to an act of God such as a windstorm, your neighbor is not responsible for the damages. But if the tree is dead, and you have given your neighbor written notification that he should remove the tree before it hits your home, the neighbor can be responsible for your damages.

Do keep your tree branches away from your roof. If the branches touch the shingles, it can do damage to the roof. Be careful with the do it yourself approach. Many people get injured or die from being hit by the dropping of trees or the tree limbs. Windy conditions are to be avoided when you are dropping a tree. If you do it yourself, make sure you have leather boots, proper gloves, eye protection, and some ear plugs.

Scully Monroe Agency specializes in providing personalized insurance coverage that meets the needs of families and business. If you have questions about your homeowner’s insurance coverage, we can help!

We are an independent agency representing numerous insurance companies, so you get the best insurance coverage and protection at the most reasonable price. Whether you need homeowner’s insurance, auto insurance, life insurance, medical insurance, or business insurance coverage, Scully Monroe Agency has a plan for everyone.

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The team at Scully Monroe Agency is ready to provide personalized, no-obligation quotes for all your insurance needs.

Top Rated Agency

Howell’s top-rated agency for exceptional personal and business insurance solutions.

Shirley Vokes
All the staff at Scully-Monroe are professional and really good people. I have dealt with Nancy and her husband the most and they are absolutely the best. They will work hard for you! I strongly recommend this agency for any insurance needs!
Danielle K
The entire Dreseden family at Scully-monroe is beyond amazing! We have been with them for years and love the local family feel we get with them. I highly recommend this office for all of your insurance needs! You will not be disappointed
Nathan Buchanan
The staff here are extremely helpful and treat you like family. I'm very happy with my insurance policies on my car and motorcycle. Couldn't be more satisfied!
Marie T.
Scully Monroe's approach is very accommodating and their service is tailored to the individual. There is often a dog present (bonus). They've been great partners in auto, home, and rental insurance.
Tammy Palmieri
Always helpful, spot on and work very hard at saving you money. Have referred many people and they are also very satisfied!!!!!
Julie Heinig
I have known Nancy Dresden at Scully-Monroe since my days at Citizens Insurance Company in Personal Lines Underwriting back in the 80’s. She is “above all” when it comes to customer service with her more than capable personable staff. After many, many years insured with State Farm agents where I was employed and represented many customers at the agency level, I changed companies and with Nancy’s professionalism and pleasant demeanor, it was a “no brainer” for sure.