Serving livingston county & Southeast Michigan
Scully-Monroe Insurance Agency
Large enough to serve you, small enough to know you!
Fire Damage: Homeowner's Insurance covers damage caused by fires, including the structure and personal belongings.
Burglary and Theft: Homeowner's Insurance provides coverage for stolen or damaged personal property due to theft or burglary.
Natural Disasters: Depending on the location, homeowners may need additional policies like Flood Insurance, Earthquake Insurance, or Windstorm Insurance to cover damages from specific natural disasters.
Water Damage (e.g., Burst Pipes, Leaks): Homeowner's Insurance typically covers water damage caused by sudden and accidental events, but additional coverage like Flood Insurance may be needed for certain water-related incidents.
Liability for Accidents on Property: Personal Liability coverage in Homeowner's Insurance protects against lawsuits for bodily injury or property damage that occur on the insured property.
Loss of Valuables (e.g., Jewelry, Art, Collectibles): High-Value Items Coverage or a Personal Articles Floater can be added to a homeowner's policy to ensure specific high-value items are adequately covered.
Home Systems Breakdown (e.g., HVAC, Appliances): Equipment Breakdown coverage can be added to protect against the costs of repairing or replacing essential home systems and appliances.
Personal Insurance
At Scully-Monroe, we help individuals and families worry less about their insurance protection.
Employee Injuries: Workers' Compensation Insurance is mandatory in many places and covers medical expenses and lost wages for employees who are injured or become ill while on the job.
General Liability Insurance: Comprehensive coverage for third-party bodily injury, property damage, and personal injury claims against the business.
Commercial Property Insurance: Protection against property damage to business-owned buildings, equipment, and inventory.
Business Auto Insurance: Coverage for accidents involving vehicles used for business purposes, including liability for bodily injury and property damage.
Commercial Umbrella Insurance: Additional liability coverage beyond the limits of underlying policies, offering extended protection.
Bonds: Assurance for performance, fulfillment of contractual obligations, or protection against dishonest acts by employees or third parties.
Business Insurance
Let’s review your options and compare pricing to find the best value for your business.
ABOUT US
Scully-Monroe Agency, Inc.
Founded in 1919, the Scully-Monroe Agency remains as one of the oldest, continuously operated businesses in Livingston County. From its original location in downtown Howell, the agency has moved several times within the city, but has called 803 E. Grand River home since 1979. Scully-Monroe is a full-service agency, offering the finest products for your home, auto, life and business.
Your hometown insurance agency since 1919. For your home, auto, business and life, let us put together an insurance plan for you. Large enough to serve you and small enough to know you.
The Advantages of Working with Sully-Monroe
Lower Rates
As an Independent Insurance Agency, we shop many different insurance companies to find the best rates so you don't have to.
Trusted Advice
We work for you, not the insurance company. Let us help you make an informed decision on your insurance coverage.
Better Coverage
By providing you with a variety of coverage options from different carriers, we can help to reduce the risk of any gaps in your protection.
Policy Service Center
Current clients can request quotes, file claims, and submit other policy updates from our Policy Service Center. Have another question? Contact us.
Top Rated Insurance in Southeast Michigan
See what our customers are saying about Scully-Monroe Insurance
